Trans Union LLC

Trans Union LLC is a registered data mining company located in Chicago, IL. Trans Union LLC engages in the collection of personal information, which may include: financial status; health status; immigration status; sexual orientation; children’s personal information; biometric data; geolocation data; reproductive health care data; public records data; and court judgment data. Trans Union LLC sells, for profit, certain personal information to customers, of which type may include: private businesses; law enforcement agencies; state governments; the U.S. federal government; foreign entities; and artificial intelligence (AI) developers. (See below for the specific data collection and sales practices of Trans Union LLC.)

To opt-out of data collection and sale by Trans Union LLC, individual consumers must submit their request to Trans Union LLC directly. California residents may use the state’s Delete Request and Opt-Out Platform (DROP) to submit a single request that forces Trans Union LLC, as well as +600 registered data brokers, to delete and stop selling their data. (If you don’t live in California, you must submit removal requests directly through the privacy portal of each data mining company.)

In addition, all Americans have access to their special credit reports and special credit scores. These companies maintain consumer files relating to medical records and payments; residential and tenant history; banking and checking writing history; employment and work history; and insurance claims history (auto, property, life, long-term care, disability). View the Directory of Special Credit Reporting Agencies to request your files and scores.

Company Details

Company Contact Information

What Types of Data does Trans Union LLC Collect?

• Trans Union LLC collects personal information of minors: Yes.
• Trans Union LLC collects consumers’ account logins or numbers with security codes that grant access to third‑party accounts: No.
• Trans Union LLC collects consumers’ government‑issued identification numbers used to verify an individual’s identity: No.
• Trans Union LLC collects consumers’ citizenship data, including immigration status: No.
• Trans Union LLC collects consumers’ union membership status: No.
• Trans Union LLC collects consumers’ sexual orientation status: No.
• Trans Union LLC collects consumers’ gender identity and gender expression data: Yes.
• Trans Union LLC collects consumers’ biometric data: No.
• Trans Union LLC collects consumers’ precise geolocation: No.
• Trans Union LLC collects consumers’ reproductive health care data: No.

What Categories of Customers does Trans Union LLC Sell To?

• Trans Union LLC shared or sold consumers’ data to a foreign actor in the past year: No.
• Trans Union LLC shared or sold consumers’ data to the federal government in the past year: No.
• Trans Union LLC shared or sold consumers’ data to other state governments in the past year: No.
• Trans Union LLC shared or sold consumers’ data to law enforcement in the past year, except when required by subpoena or court order: No.
• Trans Union LLC shared or sold consumers’ data to a developer of a generative artificial intelligence (AI) system or model in the past year: No.

Do Other Data Protection Laws Apply to Trans Union LLC?

• Is Trans Union LLC or any of its subsidiaries is regulated by the federal Fair Credit Reporting Act: Yes.
• If Trans Union LLC or its subsidiaries are regulated by the FCRA, describe the types of personal information covered: TransUnion may collect or process personal information subject to the FCRA but no FCRA-covered data is “sold” under the CPRA.
• If Trans Union LLC or its subsidiaries are regulated by the FCRA, describe the specific products or services covered: TransUnion may use information to update our consumer credit database. Access to Personally Identifiable Consumer Information on this database is limited to: (1) entities with a permissible purpose to receive it, as defined in the Fair Credit Reporting Act (“FCRA”); (2) entities with a permitted use under Title V of the Gramm-Leach-Bliley Act; (3) companies who resell our data as permitted under law; and (4) companies who process data on our behalf.
• If Trans Union LLC or its subsidiaries are regulated by the FCRA, describe the percentage of data activities covered: >5%
• Is Trans Union LLC or any of its subsidiaries is regulated by the Gramm‑Leach‑Bliley Act (GLBA) and implementing regulations: Yes.
• If Trans Union LLC or its subsidiaries are regulated by the GLBA, describe the types of personal information covered: TransUnion may collect or process nonpublic personal information subject to GLBA. No GLBA-covered data is “sold” under the CPRA.
• If Trans Union LLC or its subsidiaries are regulated by the GLBA, describe the specific products or services covered: TransUnion Companies offer certain products and internally use GLBA-regulated data for GLBA permitted purposes.
• If Trans Union LLC or its subsidiaries are regulated by the GLBA, describe the percentage of data activities covered: >5%
• Is Trans Union LLC or any of its subsidiaries is regulated by the California Insurance Information and Privacy Protection Act (IIPPA): No.
• If Trans Union LLC or its subsidiaries are regulated by the IIPPA, describe the types of personal information covered:
• If Trans Union LLC or its subsidiaries are regulated by the IIPPA, describe the specific products or services covered:
• If Trans Union LLC or its subsidiaries are regulated by the IIPPA, describe the percentage of data activities covered:
• Is Trans Union LLC or any of its subsidiaries is regulated by the California Confidentiality of Medical Information Act (CMIA): No.
• If Trans Union LLC or its subsidiaries are regulated by the CMIA, describe the types of personal information covered:
• If Trans Union LLC or its subsidiaries are regulated by the CMIA, describe the specific products or services covered:
• If Trans Union LLC or its subsidiaries are regulated by the CMIA, describe the percentage of data activities covered:
• Is Trans Union LLC or its subsidiaries are regulated by the HIPAA privacy, security, and breach‑notification rules: Yes.
• If Trans Union LLC or its subsidiaries are regulated by HIPAA, describe the types of personal information covered: TransUnion may collect or process protected health information subject to HIPAA. No HIPAA-covered data is “sold” under the CPRA.
• If Trans Union LLC or its subsidiaries are regulated by HIPAA, describe the specific products or services covered: TransUnion acts as a Business Associate under HIPAA at the direction of certain customers acting as Covered Entities.
• If Trans Union LLC or its subsidiaries are regulated by HIPAA, describe the percentage of data activities covered: >1%

Did Trans Union LLC Provide Additional Context or Comments?

Transunion may sell/share categories of Personal Data (except government identifiers, biometric, education, sensory, and precise geolocation data) to third parties, e.g., customers, in connection with the delivery of our services.

To opt out of receiving marketing messages, visit: https://dmachoice.thedma.org/; www.networkadvertising.org/managing/opt_out.asp; https://optout.aboutads.info.
TransUnion also offers opt-out and data privacy rights consistent with comprehensive privacy laws in applicable states; more information is available at https://www.transunion.com/privacy.