Experian Information Solutions, Inc

Experian Information Solutions, Inc is a registered data mining company located in Costa Mesa, CA. Experian Information Solutions, Inc engages in the collection of personal information, which may include: financial status; health status; immigration status; sexual orientation; children’s personal information; biometric data; geolocation data; reproductive health care data; public records data; and court judgment data. Experian Information Solutions, Inc sells, for profit, certain personal information to customers, of which type may include: private businesses; law enforcement agencies; state governments; the U.S. federal government; foreign entities; and artificial intelligence (AI) developers. (See below for the specific data collection and sales practices of Experian Information Solutions, Inc.)

To opt-out of data collection and sale by Experian Information Solutions, Inc, individual consumers must submit their request to Experian Information Solutions, Inc directly. California residents may use the state’s Delete Request and Opt-Out Platform (DROP) to submit a single request that forces Experian Information Solutions, Inc, as well as +600 registered data brokers, to delete and stop selling their data. (If you don’t live in California, you must submit removal requests directly through the privacy portal of each data mining company.)

In addition, all Americans have access to their special credit reports and special credit scores. These companies maintain consumer files relating to medical records and payments; residential and tenant history; banking and checking writing history; employment and work history; and insurance claims history (auto, property, life, long-term care, disability). View the Directory of Special Credit Reporting Agencies to request your files and scores.

Company Details

Company Contact Information

What Types of Data does Experian Information Solutions, Inc Collect?

• Experian Information Solutions, Inc collects personal information of minors: No.
• Experian Information Solutions, Inc collects consumers’ account logins or numbers with security codes that grant access to third‑party accounts: No.
• Experian Information Solutions, Inc collects consumers’ government‑issued identification numbers used to verify an individual’s identity: Yes.
• Experian Information Solutions, Inc collects consumers’ citizenship data, including immigration status: No.
• Experian Information Solutions, Inc collects consumers’ union membership status: No.
• Experian Information Solutions, Inc collects consumers’ sexual orientation status: No.
• Experian Information Solutions, Inc collects consumers’ gender identity and gender expression data: No.
• Experian Information Solutions, Inc collects consumers’ biometric data: No.
• Experian Information Solutions, Inc collects consumers’ precise geolocation: No.
• Experian Information Solutions, Inc collects consumers’ reproductive health care data: No.

What Categories of Customers does Experian Information Solutions, Inc Sell To?

• Experian Information Solutions, Inc shared or sold consumers’ data to a foreign actor in the past year: No.
• Experian Information Solutions, Inc shared or sold consumers’ data to the federal government in the past year: Yes.
• Experian Information Solutions, Inc shared or sold consumers’ data to other state governments in the past year: Yes.
• Experian Information Solutions, Inc shared or sold consumers’ data to law enforcement in the past year, except when required by subpoena or court order: No.
• Experian Information Solutions, Inc shared or sold consumers’ data to a developer of a generative artificial intelligence (AI) system or model in the past year: No.

Do Other Data Protection Laws Apply to Experian Information Solutions, Inc?

• Is Experian Information Solutions, Inc or any of its subsidiaries is regulated by the federal Fair Credit Reporting Act: Yes.
• If Experian Information Solutions, Inc or its subsidiaries are regulated by the FCRA, describe the types of personal information covered: YES – Data includes
  1. Credit Information:
  o Credit scores (e.g., FICO scores)
  o Credit reports (including payment history, credit inquiries, and account balances)
  o Public records (e.g., bankruptcies, liens, and judgments)
  2. Personal Identifiable Information (PII):
  o Name
  o Social Security Number (SSN)
  o Date of birth
  o Address and address history
  o Employment history
  3. Account and Payment Information:
  o Credit card accounts
  o Auto loans
  o Mortgages
  o Student loans
  o Payment history and delinquencies
  4. Credit Inquiries:
  o Hard inquiries (e.g., when applying for a loan)
  o Soft inquiries (e.g., pre-qualification checks or promotional offers)
  5. Public Record Information:
  o Bankruptcy filings
  o Civil judgments
  o Tax liens (though these have been largely removed from credit reports due to accuracy concerns)
  6. Consumer Behavior Data:
  o Debt utilization
  o Length of credit history
  o Types of credit used (e.g., revolving or installment)
  7. Additional Data:
  o Rental payment history
  o Utility payment history
  o Telecommunications payments (e.g., phone bills)
• If Experian Information Solutions, Inc or its subsidiaries are regulated by the FCRA, describe the specific products or services covered: Products include Credit Profiles, Scores, Attributes, Marketing, and ID services.
• If Experian Information Solutions, Inc or its subsidiaries are regulated by the FCRA, describe the percentage of data activities covered: Approximately 85%
• Is Experian Information Solutions, Inc or any of its subsidiaries is regulated by the Gramm‑Leach‑Bliley Act (GLBA) and implementing regulations: Yes.
• If Experian Information Solutions, Inc or its subsidiaries are regulated by the GLBA, describe the types of personal information covered: YES – The types of personal information we collect and sell, which are subject to GLBA, include personal identifiers such as name, address, Social Security Number (SSN), and date of birth (DOB), as well as any information received from financial institutions that is not also subject to FCRA. This information is collected and handled in strict accordance with GLBA regulations to ensure the privacy and security of consumer data.
• If Experian Information Solutions, Inc or its subsidiaries are regulated by the GLBA, describe the specific products or services covered: YES – Products and Services subject to GLBA may include:

  – CEM (Checkpoint, EDA, MetroNet). It serves GLB uses of Experian and third-party data to facilitate consumer identity.
  – Credit Header File which is a core data asset used to power many GLBA regulated services
  – Collections services: TrueTrace and MetroNet and other Location services such as Social Search
  – Fraud Products and Services: Precise ID and IEN, Experian Link

• If Experian Information Solutions, Inc or its subsidiaries are regulated by the GLBA, describe the percentage of data activities covered: Approximately 10%
• Is Experian Information Solutions, Inc or any of its subsidiaries is regulated by the California Insurance Information and Privacy Protection Act (IIPPA): No.
• If Experian Information Solutions, Inc or its subsidiaries are regulated by the IIPPA, describe the types of personal information covered:
• If Experian Information Solutions, Inc or its subsidiaries are regulated by the IIPPA, describe the specific products or services covered:
• If Experian Information Solutions, Inc or its subsidiaries are regulated by the IIPPA, describe the percentage of data activities covered:
• Is Experian Information Solutions, Inc or any of its subsidiaries is regulated by the California Confidentiality of Medical Information Act (CMIA): No.
• If Experian Information Solutions, Inc or its subsidiaries are regulated by the CMIA, describe the types of personal information covered:
• If Experian Information Solutions, Inc or its subsidiaries are regulated by the CMIA, describe the specific products or services covered:
• If Experian Information Solutions, Inc or its subsidiaries are regulated by the CMIA, describe the percentage of data activities covered:
• Is Experian Information Solutions, Inc or its subsidiaries are regulated by the HIPAA privacy, security, and breach‑notification rules: No.
• If Experian Information Solutions, Inc or its subsidiaries are regulated by HIPAA, describe the types of personal information covered:
• If Experian Information Solutions, Inc or its subsidiaries are regulated by HIPAA, describe the specific products or services covered:
• If Experian Information Solutions, Inc or its subsidiaries are regulated by HIPAA, describe the percentage of data activities covered:

Did Experian Information Solutions, Inc Provide Additional Context or Comments?

N/A